Loans

Tuition fee loans

How much?
You can borrow up to £9,000 a year. The full cost of your course.

Who's eligible?
All full-time students from the UK and EU, provided you haven’t studied for an undergraduate degree, or the equivalent, before. Part-time students can get loans too.

How do I apply?
Fill in the form online. You don't have to wait until we offer you a place on a course. You can apply from early 2013. As soon as you've applied through UCAS you can apply for loans and grants online:

England and other EU countries: www.direct.gov.uk/studentfinance

Wales: www.studentfinancewales.co.uk

Northern Ireland: www.studentfinanceni.co.uk

Scotland: www.saas.gov.uk

Who am I borrowing from?
The government.

How is it paid?
The government pays the money directly to the University.

Do I have to reapply each year?
Yes.

How do I pay it back?
You don't pay anything until you're earning over £21,000 a year. See paying it back for details.

Part-time students

Like full-time students, you can borrow the entire cost of your fees. Your repayments can start four and a half years after you start your course, whether you've completed the course or not, but only if you’re earning over £21,000 a year.

Depending on your household income, you may also get a fee waiver, which means that for some years of your course you pay nothing.

To find out what the fees are for your course, contact the department you want to study in. They will also be able to tell you if you qualify for a fee waiver.

Living cost loans and grants

How much?
Loans: up to £5,500 a year. Grants: up to £3,354 a year. Use our 2013 student funding calculator to work out how much you could get.

Who's eligible?
All full-time students from the UK, provided you haven't completed an undergraduate degree before.

The figures in the table are based on what an English student might get. Awards for students from Scotland, Wales and Northern Ireland will be slightly different.

England and other EU countries: www.direct.gov.uk/studentfinance

Wales: www.studentfinancewales.co.uk

Northern Ireland: www.studentfinanceni.co.uk

Scotland: www.saas.gov.uk

Who am I borrowing from?
The government.

How is it paid?
Straight into your bank account.

Do I have to reapply each year?
Yes.

How do I pay it back?
You don't pay anything until you’re earning over £21,000 a year. See paying it back for details.

How it works?
Everyone is entitled to some kind of help. If your household income is under £42,611 you can get a loan and a grant. The grant doesn't have to be paid back.

Living at home

If you choose to stay at home during your studies, the amount you can borrow is reduced. The amount of grant you’re entitled to is not affected.

Part-time work

Many of our students work part time to help with living costs. Our Student Jobshop advertises all the latest vacancies and staff can offer professional advice.

As well as the usual kinds of part-time work, the jobshop also has details of vacation work, internships and year- long placements.

Household income	Living cost grant	Living cost loan	Total
£25,000 or less	£3,354	£3,823	£7,177
£30,000	£2,416	£4,292	£6,708
£35,000	£1,478	£4,761	£6,239
£40,000	£540	£5,230	£5,770
£45,000	£0	£5,288	£5,288
£50,000	£0	£4,788	£4,788
£55,000	£0	£4,288	£4,288
£60,000	£0	£3,788	£3,788
Over £62,500	£0	£3,575	£3,575

You can also use our 2013 student funding calculator to work out how much you could get.