@article{article, title = {{Absent branches, digital presence: Fintech and the reconfiguration of everyday debt in Nigeria}}, publisher = {{Cambridge University Press (CUP)}}, url = {{https://doi.org/10.1017/fas.2025.10028 }}, year = {{2025}}, month = {{12}}, author = {{Jalal-Eddeen S}}, doi = {{10.1017/fas.2025.10028}}, volume = {{12}}, journal = {{Finance and Society}}, issue = {{1}}, pages = {{66-82}}, note = {{Accessed on 2026/09/16}}}