@inproceedings{inproceedings, title  = {{A path of roses and financial literacy : exploring the usability of UK's digital banking services to improve younger adult adoption}},

 publisher = {{ACM Digital Library}},

 url = {{https://eprints.whiterose.ac.uk/id/eprint/188267 }},

 year = {{2021}},

 month = {{5}},

 author = {{Koya K and Venture Matrix Consultants and Jones D}},

 doi = {{10.1145/3449365.3449369}},

 isbn = {{9781450388108}},

 journal = {{APIT 2021: 2021 3rd Asia Pacific Information Technology Conference}},

 pages = {{18-25}},

 note = {{Accessed on 2025/11/10}}}