@article{article, title  = {{Innovation and efficiency in financial institutions}},

 publisher = {{Frontiers Media S.A.}},

 url = {{https://eprints.whiterose.ac.uk/id/eprint/189677 }},

 year = {{2022}},

 month = {{8}},

 author = {{Sena V and Kenjegaliev A and Kenjegalieva A}},

 doi = {{10.3389/frma.2022.805116}},

 volume = {{7}},

 journal = {{Frontiers in Research Metrics and Analytics}},

 note = {{Accessed on 2025/12/01}}}