@article{article, title  = {{The effect of Peer-to-Peer lending on financial exclusion: Evidence from China}},

 publisher = {{De Gruyter Brill}},

 url = {{https://eprints.whiterose.ac.uk/id/eprint/226224 https://www.degruyterbrill.com/document/isbn/9783111298498/html }},

 year = {{2026}},

 month = {{1}},

 author = {{Huang J and Li J and Sena V}},

 journal = {{the Gruyter Handbook of Chinese Entrepreneurship}},

 note = {{Accessed on 2025/12/01}}}